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Arkansas Home Savings Offer

4.99% Fixed Interest Rate for the First 5 Years

Enjoy a Lower Monthly Payment for the First Five Years

A lower interest rate can make a meaningful difference in your homebuying journey. For a limited time, qualified buyers can take advantage of a 4.99% introductory interest rate through a 5/1 Adjustable-Rate Mortgage (ARM), which remains fixed for the first five years of the loan. Combined with closing cost assistance, this offer can help reduce your upfront expenses and make owning a new home more attainable.

*Rate available for well-qualified borrowers as of 11/02/26 with a minimum credit score of 740. Rate based on FHA 5/1 ARM. Rate is fixed for the first 5 years; rate and payment may increase thereafter. Advertised rate includes seller-paid discount points. Subject to lender terms, conditions, and approval.