Reach Out to See If You Qualify Today!

Start your loan with a 4.99% rate and lock in at 6.99% until you decide to refinance! 


Do you have rate commitment issues? Don’t let that stop you from buying your dream home! Shop for your home at a rate starting from 4.99% and get lower payments at the beginning of your home loan, secure your 30-year term at our discounted rate of 6.99%, then drop your rate with a refinance without lender fees within two years of purchase!**



  • Conventional, FHA, USDA, and VA conforming loan products
  • Fixed rate loan options only
  • Purchase transactions


Rate effective as of 11/16/2023. Rate available for a limited time only for well-qualified borrowers as of 11/01/2023 with a credit score of 740 on select homes through lender partner. APR assumes a $300,000 purchase price, 360 payments, fixed rate conventional loan with 20% down, and $3,000 in closing costs included in APR. Loans with less than 20% may require mortgage insurance. If mortgage insurance is required, your monthly payment may increase. Estimated monthly payment does not include taxes, homeowner's insurance, or HOA fees. If applicable, your payment may be greater. All borrowers are subject to property and credit approval, underwriting requirements and approval and other lender terms and conditions. 

*Monthly payment amounts are reduced due to being partially prepaid. This offer should not be construed as investment or mortgage advice, or a commitment to lend. Information included is for information purposes only. For actual/current terms and rate information, please contact your loan officer directly. 


** Free refinancing opportunity refers to lender fees only, additional costs will still apply. Offer available only through lender partner and must be utilized within two years of the home's closing date.