Make Your New Home More Affordable Starting on Day One
Take advantage of a special 4.75% first‑year interest rate on select FHA‑financed homes in the Joplin area. This temporary buy-down helps lower your initial monthly payment, giving you room to breathe as you settle into your new home. Or, if you prefer flexibility, choose up to $2,500 in Flex Cash to use toward closing costs, upgrades, or other needs on select homes. With this current Joplin, Missouri home rate, your estimated monthly payments could look like:
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*FHA 4.75% Promo Joplin and surrounding areas, Missouri:
4.75% promotional rate reflects a 1-year temporary interest rate buydown on an FHA loan. Available to qualified borrowers with a minimum 740 credit score. Interest rate increases to 5.75% after the first year. Builder credit used to fund the temporary buydown. Subject to underwriting, program guidelines, and change without notice. Not all borrowers will qualify.
**Flex cash amount varies based on market. Joplin and surrounding area homebuyers are eligible for up to $2.5K on select homes, total amounts offered may vary. Monthly payment chart is an estimate view and for informational purposes. Chart assumes a $300,00 purchase price.